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Buyer Resources Do You Have to Pay the VA Funding Fee in Winchester, VA? Do You Have to Pay the VA Funding Fee in Winchester, VA? Do You Have to Pay the VA Funding Fee in Winchester, VA? Do all VA loan buyers have to pay the VA funding fee? No. Most VA loan buyers pay a funding fee ranging from roughly 1.25% to 3.3% of the loan amount, […]
Buyer Resources Can You Move an Access Easement in Winchester, VA? <!doctype html>   Why Did Your Mortgage Payment Go Up in Winchester, VA? Can You Relocate an Access Easement on Your Property in Virginia? Yes. Under Virginia Code § 55.1-304, the owner of land burdened by an ingress and egress easement – most commonly a shared driveway or access road – can relocate it within […]
Market Updates & Financing Why Did Your Mortgage Payment Go Up in Winchester, VA? Why Did Your Mortgage Payment Go Up in Winchester, VA? | ERA OakCrest Realty Why Did Your Mortgage Payment Go Up in Winchester, VA? Why Did Your Mortgage Payment Go Up in Winchester, VA? Your mortgage payment can rise even when your interest rate never changes. The cause is almost always an escrow shortage — […]
Uncategorized Should You 1031 Exchange Your Winchester Rental?         Should You 1031 Exchange Your Winchester Rental? Can You Avoid Capital Gains Tax When You Sell a Rental Property in Winchester, VA? Yes – if you reinvest the proceeds into another investment property through a Section 1031 exchange. Virginia follows the federal rules on this: you get 45 days after closing […]
Buyer Resources / Financing Why Are Buyer Agent Commissions Rising Again in Winchester, VA?       Why Are Buyer Agent Commissions Rising Again in Winchester, VA? Why Are Buyer Agent Commissions Going Up Again After the NAR Settlement? Nationally, the average buyer’s agent commission has climbed back to around 2.4% of the sale price – roughly where it sat before the 2024 settlement that was supposed to push […]
Seller Resources Do You Need a Well Water Test to Sell Your Home in Winchester, VA? <!doctype html>   Do You Need a Well Water Test to Sell Your Home in Winchester, VA? Does Virginia require a well water test to sell a home? No – Virginia state law does not require a well water test when you sell a home. The Virginia Department of Health has said directly that its […]
Buyer Resources / Financing FHA vs. VA vs. USDA vs. Conventional Loans in Winchester, VA       FHA vs. VA vs. USDA vs. Conventional Loans in Winchester, VA Which Type of Home Loan Is Right for Buying in Winchester, VA? For most buyers in the Winchester, VA area, the right loan comes down to three things: how much you have for a down payment, your credit profile, and whether […]
Market News / Local Market Updates Data Center Near Front Royal, VA Withdrawn: What Buyers Should Know       Data Center Near Front Royal, VA Withdrawn: What Buyers Should Know Was a Data Center Built Near Front Royal, VA? No. In August 2026, Rushmark Properties withdrew its application for a roughly 405,000-square-foot data center off Rockland Road near Front Royal, Virginia, after Warren County’s Planning Commission recommended denial and hundreds of […]
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Buyer Resources / Financing Down Payment Grants for Teachers & Veterans in Winchester <!doctype html>     Down Payment Grants for Teachers & Veterans in Winchester Is There a Down Payment Grant for Teachers, Firefighters, or Veterans Buying in Winchester, VA? Yes. Virginia Housing’s Community Heroes Grant provides a fixed grant toward your down payment and closing costs that never has to be repaid, as long as you […]
Legal & Disclosure Updates Virginia May Soon Require Data Center Disclosures for Sellers       Virginia May Soon Require Data Center Disclosures for Sellers Will Virginia require sellers to disclose nearby data centers? Not yet – but it’s close. A state-mandated review of Virginia’s Residential Property Disclosure Act, reported to the General Assembly on October 1, 2026, recommends adding a new disclosure item for a property’s proximity […]
Buyer Resources New Construction in Winchester: Buy Before It’s Finished?       New Construction in Winchester: Buy Before It’s Finished? Should You Buy a New-Construction Home in Winchester Before the Community Is Finished? Buying into a new-construction neighborhood in Winchester, VA while it’s still being built can save you money and get you a brand-new home sooner – but it also means living through […]
Buyer Resources Buying or Selling a Home With Solar Panels in Winchester, VA       Buying or Selling a Home With Solar Panels in Winchester, VA What happens if a Winchester home has a solar lease when it’s sold? If a home you’re buying or selling has solar panels, the first question that matters isn’t how much they save on the electric bill – it’s who actually […]
Buyer Resources Is Now a Good Time to Buy a Home in Winchester, VA?       Is Now a Good Time to Buy a Home in Winchester, VA? Is 2026 a good time to buy a home in Winchester, VA? Yes, for most buyers, late 2026 is one of the more favorable windows Winchester has offered in years. Listing prices have softened on a year-over-year basis, inventory has […]
Buying & Selling / Local Market Guides Frederick County’s New Tax Rate vs. Winchester City’s Flat Rate: What It Means for Buyers and Sellers       Frederick County’s New Tax Rate vs. Winchester City’s Flat Rate: What It Means for Buyers and Sellers Is Frederick County’s real estate tax rate going up in 2026? Yes. Frederick County’s Board of Supervisors raised the county’s real estate tax rate for the fiscal year that started July 1, 2026 – the […]
Local Market & Legal Updates Virginia’s New Law Turns Winchester Buildings Into Homes       Virginia’s New Law Turns Winchester Buildings Into Homes What Does Virginia’s New Conversion Tax Law Mean for Winchester? Virginia’s new SB 181, effective July 1, 2026, lets local governments offer a partial property tax exemption to owners who convert older commercial, retail, or religious buildings into residential units. To qualify, the building […]
Legal & Process Updates (Virginia Real Estate Law) Virginia’s New Land-Use Tax Law: A Winchester-Area Guide Virginia’s New Land-Use Tax Law: A Winchester-Area Guide Virginia’s New Land-Use Tax Law: A Winchester-Area Guide What is Virginia’s new land-use rollback tax disclosure law? Starting January 1, 2027, Virginia law (HB 1358/SB 649) requires the Residential Property Disclosure Statement to flag that land taxed under a special land-use assessment can trigger rollback taxes and […]
Selling / Investment Property Can You Sell a Rental Property With a Tenant in Winchester, VA?       Can You Sell a Rental Property With a Tenant in Winchester, VA? Can You Sell a Rental Property With a Tenant Still Living in It in Winchester, VA? Yes. Virginia law does not require you to evict a tenant before you list a rental property for sale. You can sell “subject to […]
VA Real Estate Law / Market Updates Virginia’s New Manufactured Home Zoning Law: A Winchester-Area Guide       Virginia’s New Manufactured Home Zoning Law: A Winchester-Area Guide Can you put a manufactured home on your land in Frederick County now? As of July 1, 2026, Virginia law requires local governments to allow manufactured and modular homes anywhere a site-built single-family home is permitted by zoning – with limited exceptions for […]
Buying & Selling Process Virginia’s New Roof Insurance Law: A Winchester Guide       Virginia’s New Roof Insurance Law: A Winchester Guide Does Virginia’s New Roof-Age Insurance Law Protect Your Home Right Now? Not yet. Virginia’s new law barring insurers from canceling, denying, or raising rates on a homeowner’s policy solely because of an asphalt shingle roof’s age doesn’t take effect until January 1, 2027. Until […]
Buying & Selling Guides Virginia’s New ADU Law: What It Means for Winchester Homeowners       Virginia’s New ADU Law: What It Means for Winchester Homeowners Can Winchester, VA Homeowners Build an Accessory Dwelling Unit (ADU)? Starting July 1, 2027, Virginia law will require every county – including Frederick, Clarke, and Warren – to allow accessory dwelling units (ADUs) by right in single-family zones, cap permit fees, and […]
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